Investment Options Offering World-Class Access to Markets with a wide-range of investment opportunities Through our affiliation with First Allied, we provide a wide range of diversified financial products. Together, we offer you the objectivity of working with an independent financial consultant combined with the stability, strength and access the world's financial markets and a wealth of investment resources. Below is a detailed list of financial product offerings through First Allied.NYSE-listed stocksNASDAQ over-the counterAll other major exchangesForeign stocksMargin accountsCorporate financeInvestment banking144 and other restricted securities salesEmployee stock-option plansCash ManagementDaily sweep accountsMoney marketsInsured CDsOnline account accessRetirement AccountsIRAsSEP/IRAsRoth IRAsEducation IRAsSimple IRAsDefined contributionMoney-purchase pension planProfit-sharing plan403(b)401(k)Mutual FundsOpen-end fundsClosed-end fundsNetworkingDividend reinvestmentUnit Investment TrustsAsset ManagementIndependent manager searchPerformance monitoring and reportingWrap-fee accountsAsset allocationFee-in-lieu accountsOutside managed accountsBondsCMOsConvertibleCorporateMunicipalZero couponGovernment SecuritiesGinnie MaesTreasury billsTreasury bondsTreasury notesOptionsAll major exchangesInsuranceInsurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship. Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably.We have access to a variety of insurance products that can help meet your financial security planning needs. No matter your personal situation—if you’re single or in a family; a professional or a seasonal employee; an executive or small business owner—we will work together to design a customized plan.Fixed and Variable annuitiesLifeLong-term careDisabilityAnnuitiesLife InsuranceIn the event of death, life insurance offers surviving family members increased financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents.The advantages of life insurance include:An instant estate for your loved ones at a time when funds are most neededDeath benefits that are almost always non-taxable for named beneficiariesAvoid probate costs if you name a beneficiary other than your estatePotentially offer your loved ones creditor protection through some life insurance plansBuild tax-advantaged capital for retirement purposes or provide liquid savings through some permanent life insurance plansWe can help you select coverage from a variety of life insurance options to meet the needs identified in your financial security plan. Life insurance can play a vital role in your financial security plan - contact us today to find out how.Long-term Care, Disability and Critical Illness insuranceHelp protect one of your most valuable assets – your income – from unexpected events through long-term care, disability and critical illness insurance.Long-term care and disability insuranceIncome is important for both current financial obligations (e.g. grocery bills and mortgage payments) and for future financial security (e.g. planning for your children’s education or for retirement). Just think what might happen if you suddenly lost your income stream through a long-term illness or disability.Long-term care and disability insurance products help protect your ability to earn an income, which can be affected if you are afflicted by a disability or other condition.I can help you choose the long-term care and disability insurance products that provide advantages like:financial independence, lifestyle and long-term financial security plan in the event your income is impacted by disabilityAssist with paying fixed expenses for your business if you become disabledSupport the buy-out of a disabledI can help you tailor your financial security plan so it protects your income through long-term care and disability insurance. Contact us today to find out how.Critical illness insuranceSuffering a critical illness is distressing for both you and your family. Help ease the burden through insurance that will reduce financial stresses and can complement disability and life insurance protection needs. By helping pay for the additional expenses often associated with a critical illness or condition, insurance offers you, your family, and if applicable, your business, added financial security—so you can focus on recovery.The advantages of critical illness insurance can include:Coverage for up to 22 critical illnesses or conditionsAn initial lump-sum benefit you can use however you wish—from making mortgage payments to seeking medical treatment outside CanadaHome-care costs during illness and recovery periodsEven if you’re not disabled from working, you may receive paymentThe ability to provide a return of premium benefit (optional)Individuals who cannot obtain disability insurance in some cases still qualify for critical illness coverage (e.g. a non-income earning spouse)Contact us today to determine whether critical illness insurance fits into your financial security plan.Alternative InvestmentsREITsEquipment leasingManaged futuresEquity-linked notesOil & Gas ProgramsTax Credit ProgramsReal Estate LLC’sMortgage FundsAnd More . . .Education and 529 plansFor more information on any of the above investment products and services, please contact us.